Gemini Crypto Rewards Master Card Credit Card

Offer: $200 in crypto “Welcome Bonus” after spending $3,000 in 90 days.

Link to Offer

Rewards:

• Gas, EV & Transit 4% back (caps at $300/monthly then 1%)
• Dining 3%
• Groceries 2%
• Everything else 1%

No annual fee

No foreign transaction fees

Mastercard® World Elite

Vault Rewards – Available on select merchant offers, often on a limited monthly spend basis.

Offer Quality: The promotional signup is average. You can find many credit cards that will give you $200 cash back while only needing to spend $500 within the same time frame (90 days/3 months). Chase Freedom Unlimited and Wells Fargo Active Cash are two examples. However, if you’re looking for a credit card that gives rewards in various Crypto, then it will probably be an added bonus.

There are Bitcoin, XRP and Solana versions of this card, each giving the same rewards in their respective Crypto (BTC, XRP, SOL). The Solana Edition is interesting because the rewards in SOL can be auto-staked, with an advertised APR of 6.12%. Which seems pretty great for a credit card rewards program. Keep in mind this does not take into account the potential price appreciation of SOL or the opposite, the decrease in the value of SOL. Depending on the price of SOL and if it goes up or down, this could be a very lucrative credit card rewards program, or the opposite. Pretty unique product for a credit card rewards program, that the rewards earned in SOL can be auto-staked and yield more SOL.

Gemini advertises that there are over 50 Cryptocurrencies you can earn as rewards. The following tokens are listed as part of the rewards program. Keep in mind this list is subject to change.

If you do apply for this card, make sure your credit report is not frozen, as it will be a hard pull on your credit.